Here’s a free gift from Rob & Bev’s newsletter, an hourly rate & expenses spreadsheet calculator. All you need to do is replace the pre formatted costs with your own. This simple free personal finance spreadsheet along with a personal monthly budget spreadsheet will better prepare your finances. To compliment the spreadsheets there are two PDFs entitled “Hourly Rate” and “Pricing” both these books go into more detail about setting up your pricing strategies for products and services along with hourly income calculations, you put in the yearly income you want to earn, and the spreadsheet calculates the rest for

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